Fuel your journey with ESB Financial.
Ready to hit the road, trail, or water? ESB Financial offers competitive loans for motorcycle, boats, campers, RVs, and ATVs.
Benefits You’ll Love
- Refinance your current RV
- Quick, local decision-making
- Custom terms that’ll fit your budget
- Financing for new or used recreational vehicles
- Refinance options to lower your current payments
- Get pre-approved and shop with confidence
- Local decisions for quick processing
- Friendly service from start to finish
Visit NADA for information on car market values.
Call one of our team members now for fast pre-qualification:
Meredith Wagner
Retail Banking Officer
NMLS #1739188
ESB Financial – Emporia
620-340-9909
Brenda Gordon
Personal Banker IV/Teller Supervisor
NMLS #1915919
ESB Financial – Emporia
620-340-9927
Marilyn Renteria
Plaza Retail Manager
NMLS #797536
ESB Financial – Emporia
620-342-3454
Chelsea Webb
Personal Banker IV/Consumer Lender
ESB Financial – Emporia
620-342-3454
Brett Engle
Personal Banker III
ESB Financial – Manhattan
785-539-3553
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Analysis Earnings Credit
| Interest Compounded | Rate | |
|---|---|---|
| $10 Account Analysis | Reviewed Quarterly& | 0.30% |
Business Max
| Tiers | Interest Compounded | Rate | APY |
|---|---|---|---|
| $.01 - $249,999.99 | Monthly | 0.45% | 0.45% |
| $250,000 - $499,999.99 | Monthly | 0.50% | 0.50% |
| $500,000 - $999,999.99 | Monthly | 0.60% | 0.60% |
| $1,000,000.00 - OVER | Monthly | 0.70% | 0.70% |
At our discretion, ESB may change the interest rate on any of these tiers listed above.
Certificates of Deposit (CDs)
| Maturity | Interest Compounded | Rate | APY |
|---|---|---|---|
| 91 Day* | Maturity | 3.65% | 3.70% |
| 182 Day - 11 Months* | Quarterly | 3.75% | 3.80% |
| 12 - 17 Months | Quarterly | 3.60% | 3.65% |
| 18 - 23 Months* | Quarterly | 3.60% | 3.65% |
| 24 - 29 Months* | Quarterly | 3.55% | 3.60% |
| 30 - 35 Months*& | Quarterly | 3.60% | 3.65% |
| 36 - 47 Months* | Quarterly | 3.65% | 3.70% |
| 48 Months* | Quarterly | 3.70% | 3.75% |
| 60 Months*/*** | Quarterly | 3.70% | 3.75% |
| 48 Month Adjustable Rate IRA** | Quarterly | 3.70% | 3.75% |
| 18 Month Variable IRA ($25 minimum deposit) | Quarterly with rates adjusted quarterly | 3.60% | 3.65% |
* Certificates of Deposit and IRAs only
** IRA holders age 59.5 and older can request a rate bump once every 6 months
*** New Roth IRA Certificates of Deposit only
If payment of CD interest is not compounded quarterly, APY will be affected on disclosures & statements.
Companion CD Accounts
| Maturity | Interest Compounded | Rate | APY |
|---|---|---|---|
| 36 Months | Quarterly | 3.60% | 3.65% |
| 60 Months | Quarterly | 3.65% | 3.70% |
Interest Bearing Checking Account (NOWs)
| Interest Compounded | Rate | APY | |
|---|---|---|---|
| NOW Checking | Monthly | 0.10% | 0.10% |
Interest On Overdrawn Collected Balance-Analysis
| Interest Compounded | |
|---|---|
| Account Analysis | WSJ Prime + 3% |
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $20,000 | $300 | 4.93% | 5.04% |
| $20,000+ | $300 | 0.54% | 5.04% to 0.54% |
| All balances if qualifications not met | $300 | 0.05% | 0.05% |
Qualifications:
- At least 1 ACH credit or ACH payment transaction
- At least 15 debit card purchases
- Enroll and receive e-statements
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $10,000 | $0 | 1.01% | 1.01% |
| $10,000+ | $0 | 0.15% | 1.01% to 0.15% |
| All balances if qualifications not met | $0 | 0.05% | 0.05% |
Qualifications:
- At least 1 ACH credit or ACH payment transaction
- At least 15 debit card purchases
- Enroll and receive e-statements
Money Market Accounts
| Tiers | Compounded | Rate | APY |
|---|---|---|---|
| $.01 - 9,999.99 | Monthly | 0.25% | 0.25% |
| $10,000.00 - 49,999.99 | Monthly | 0.40% | 0.40% |
| $50,000.00 - 149,999.99 | Monthly | 0.45% | 0.45% |
| $150,000.00 - OVER | Monthly | 0.50% | 0.50% |
At our discretion, ESB may change the interest rate on any of these tiers listed above.
Savings, Super Hero, and Christmas Savings Accounts
| Tiers | Compounded | Rate | APY |
|---|---|---|---|
| $.01 - 9,999.99 | Monthly | 0.20% | 0.20% |
| $10,000.00 - 49,999.99 | Monthly | 0.35% | 0.35% |
| $50,000.00 - 149,999.99 | Monthly | 0.40% | 0.40% |
| $150,000.00 - OVER | Monthly | 0.45% | 0.45% |
At our discretion, ESB may change the interest rate on any of these tiers listed above.