Say yes to spending less. 

Cover the cost of your favorite streaming services with Kasasa Play® every month you qualify.  

Benefits You’ll Love 

  • Get refunds on music, video, and other streaming services 
  • Pair with Kasasa Saver® to build savings 
  • No minimum balance to earn rewards 

Kasasa Play Disclaimer

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.  The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our institution as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our institution. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. In order to properly distribute the account’s streaming services’ refunds; the description field, within the debit card transaction record we receive, must identify one of our current Kasasa Play merchants.  If you feel we have not properly identified a valid debit card transaction, please bring the transaction receipt to one of our locations, within sixty (60) days of purchase, so we can research and adjust your rewards, as necessary.  Refer to https://www.kasasa.com/play-partners or visit one of our locations for a current list Kasasa Play merchants.

If "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Contact one of our branch representatives for specific Monthly Qualification and Statement Cycle dates.

Reward Information:

When Kasasa Play qualifications are met during a Monthly Qualification Cycle, you will earn refunds, up to a combined, aggregate maximum of $12 on debit card purchases, made with music, video, gaming and other digital streaming services identified at https://www.kasasa.com/play-partners, that post and settle to the account during that cycle period.  Your account’s debit card made be used for any transaction, but the account’s streaming services’ refunds are only valid at and will only be applied to debit card purchases made with one of our identified retailers. Refer to https://www.kasasa.com/play-partners or visit one of our locations for a current list Kasasa Play merchants.

You will receive reimbursements up to an aggregate total of $20 for nationwide ATM withdrawal fees incurred within your Kasasa Play account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

When your Kasasa Play account qualifications are not met, debit card purchases, and ATM withdrawal fees are not refunded. 

Debit card refunds and nationwide ATM withdrawal fee reimbursements earned will be credited to your Kasasa Play account on last day of the current statement cycle.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Kasasa Play merchants are subject to change at any time without notice to you.  Please refer to https://www.kasasa.com/play-partners or visit one of our locations for a current list of Kasasa Play merchants.

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the Kasasa Play account. See accompanying schedule of [Consumer Fees and Charges] for fees that may apply to this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of 1 account(s) per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account.   Contact one of our institution’s service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. 

Member FDIC. Kasasa and Kasasa Play are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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2. Loan Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Analysis Earnings Credit

  Interest Compounded Rate
$10 Account Analysis Reviewed Quarterly& 0.30%

Business Max

Tiers Interest Compounded Rate APY
$.01 - $249,999.99 Monthly 0.45% 0.45%
$250,000 - $499,999.99 Monthly 0.50% 0.50%
$500,000 - $999,999.99 Monthly 0.60% 0.60%
$1,000,000.00 - OVER Monthly 0.70% 0.70%

At our discretion, ESB may change the interest rate on any of these tiers listed above.

Certificates of Deposit (CDs)

Maturity Interest Compounded Rate APY
91 Day* Maturity 3.65% 3.70%
182 Day - 11 Months* Quarterly 3.75% 3.80%
12 - 17 Months Quarterly 3.60% 3.65%
18 - 23 Months* Quarterly 3.60% 3.65%
24 - 29 Months* Quarterly 3.55% 3.60%
30 - 35 Months*& Quarterly 3.60% 3.65%
36 - 47 Months* Quarterly 3.65% 3.70%
48 Months* Quarterly 3.70% 3.75%
60 Months*/*** Quarterly 3.70% 3.75%
48 Month Adjustable Rate IRA** Quarterly 3.70% 3.75%
18 Month Variable IRA ($25 minimum deposit) Quarterly with rates adjusted quarterly 3.60% 3.65%

 

* Certificates of Deposit and IRAs only

** IRA holders age 59.5 and older can request a rate bump once every 6 months

*** New Roth IRA Certificates of Deposit only

If payment of CD interest is not compounded quarterly, APY will be affected on disclosures & statements.

Companion CD Accounts

Maturity Interest Compounded Rate APY
36 Months Quarterly 3.60% 3.65%
60 Months Quarterly 3.65% 3.70%

Interest Bearing Checking Account (NOWs)

  Interest Compounded Rate APY
NOW Checking Monthly 0.10% 0.10%

Interest On Overdrawn Collected Balance-Analysis

  Interest Compounded
Account Analysis WSJ Prime + 3%

Kasasa Cash*

Balance Minimum Opening Deposit Rate APY
0 - $20,000 $300 4.93% 5.04%
$20,000+ $300 0.54% 5.04% to 0.54%
All balances if qualifications not met $300 0.05% 0.05%

Qualifications:

  • At least 1 ACH credit or ACH payment transaction
  • At least 15 debit card purchases
  • Enroll and receive e-statements

Kasasa Saver*

Balance Minimum Opening Deposit Rate APY
0 - $10,000 $0 1.01% 1.01%
$10,000+ $0 0.15% 1.01% to 0.15%
All balances if qualifications not met $0 0.05% 0.05%

Qualifications:

  • At least 1 ACH credit or ACH payment transaction
  • At least 15 debit card purchases
  • Enroll and receive e-statements

Money Market Accounts

Tiers Compounded Rate APY
$.01 - 9,999.99 Monthly 0.25%  0.25%
$10,000.00 - 49,999.99 Monthly 0.40% 0.40%
$50,000.00 - 149,999.99 Monthly 0.45% 0.45%
$150,000.00 - OVER Monthly 0.50% 0.50%

At our discretion, ESB may change the interest rate on any of these tiers listed above.

Savings, Super Hero, and Christmas Savings Accounts

Tiers Compounded Rate APY
$.01 - 9,999.99 Monthly 0.20% 0.20%
$10,000.00 - 49,999.99 Monthly 0.35% 0.35%
$50,000.00 - 149,999.99 Monthly 0.40% 0.40%
$150,000.00 - OVER Monthly 0.45% 0.45%

At our discretion, ESB may change the interest rate on any of these tiers listed above.