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Take advantage of a low variable APR1 on our Visa® credit card. There's no annual fee, and you get reward points on all purchases2!

The card's accepted worldwide — but serviced right here in Kansas. So, you can call toll free (800) 675-6284 and speak to an actual credit card expert whenever you have questions. No annoying automated robots. Just real people making sure you receive excellent customer service.

  • A low variable rate1
  • No annual fee
  • Accepted worldwide
  • Cash Advances at thousands of ATMs
  • Transfer your high balance cards to your ESB Card with no transfer fee
  • 25-day free grace period on purchases3
  • No fee for additional cards
  • My Bank Mobile Credit Card App with Integrated Card Controls
  • Free online account access at
  • Automatic payment options
  • Auto rental insurance
  • Travel accident insurance coverage


  • 1 point for every $1 spent on retail purchases
  • Redeem your earned points for exciting gifts and travel packages
  • There is no cap on how many points you can earn
  • Learn More


With Apple Pay®, and Samsung Pay you can leave your credit card in your wallet, or even at home. Just add your credit card information to your mobile device and pay with just the touch of your finger, the scan of your face, or a one-time passcode.

Features of Apple Pay® and Samsung Pay include:

  • Secure and convenient way to pay
  • Make payments online, in stores and within apps
  • Can be used with multiple mobile devices
  • One of the safest methods of payment
  • Can be used at merchants worldwide
  • Make ESB Financial credit card your default card

To learn how to register for this convenient payment option, contact a Personal Banker in Emporia at 620.342.3454 or in Manhattan at 785.539.3553.


My Bank Credit Card Mobile App is Now Available!

Download the fully functioning mobile credit card app with integrated card controls. The My Bank mobile app can connect you to your ESB Financial credit card anytime, anywhere.

My Bank is the mobile version of

Mybankapp If you are already enrolled in mycardstatement, simply download this new app by visiting the Apple or Google store and searching for “mylocalbankcard” and then proceed to login using the same credentials used for mycardstatement.

Features of the Mobile App include:

  • View account details, such as minimum payment, last payment, due date, last payment received
  • View current, past due, pending or cash balances, as well as minimum amount due
  • Make payments
  • Check transaction information
  • View statements
  • Temporarily suspend credit card activity, or restrict transactions by location, merchant or transaction type
  • Set maximum spend limits
  • Create push alerts



Frequently Asked Questions:

How do I enroll in mycardstatement?
If you want this new app, but are not currently enrolled in mycardstatement, visit and click Enroll Now. Once enrolled, you can download the app.
Where can I find my balance?
The current balance is located on the Account Summary Screen and the Account Details Screen.
Can I disable certain transaction types?
Yes, transactions can either be enabled or disabled by transaction or merchant type. You can also set a threshold amount (within your given credit limit).
Can I receive alerts for specific transactions?
Yes, alerts can be set for merchant type, transaction type, transaction limit, or international.
If a business has more than one card, can all businesses use the My Bank app?
The app will not link cards together. All individual cards would have to be enrolled in
If my automatic payment is not set up on mycardstatement, can I still make a payment on My Bank?
Yes, you can make a one-time payment or set up an automatic payment.
What if I need additional assistance?
If you are not enrolled in mycardstatement or are locked out of your mycardstatement account, call mycardstatement support at 866-572-1637.
If you already have the My Bank app installed and are logged in but needs further assistance within the app, contact the mobile app support team at 833-493-0318.
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