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We know saving isn't always easy. That's why we offer free Kasasa Saver to help you meet your savings goals. This account pays really high interest — higher than the national average. And it's linked to your free Kasasa® checking account. Have your free checking rewards transferred to Kasasa Saver for automatic savings. It's that easy!

  • Free account that builds your savings effortlessly
  • Links to your free Kasasa Cash®, Kasasa Cash Back® or Kasasa Play checking
  • Automatic transfers of Kasasa Cash, Kasasa Cash Back® or Kasasa Play earnings
  • 1.01% APY* on balances up to $10,000
  • 1.01% to 0.15% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash, Kasasa Cash Back or Kasasa Play
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free e-statements
  • Free mobile banking
  • No minimum deposit to open

Here's how you qualify!

Qualifying for your Kasasa Cash, Kasasa Cash Back or Kasasa Play rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash, Kasasa Cash Back or Kasasa Play account during each Monthly Qualification Cycle:

  • At least 1 ACH credit or ACH payment transaction
  • At least 15 debit card purchases
  • Be enrolled in and review e-statements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

A few words on ATM withdrawal fees...

Refunds on ATM withdrawal fees apply solely to the Kasasa Cash, Kasasa Cash Back or Kasasa Play account. ATM transactions occurring with the Kasasa Saver account are not refunded.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $10,000 receive APY of 1.01%; and balances over $10,000 earn 0.15% interest rate on the portion of balance over $10,000, resulting in a range from 0.15% to 1.01% APY depending on the account's balance. Kasasa Cash: Balances up to $20,000 receive a non-compounding APY* of 5.04%; and balances over $20,000 earn 0.53% interest rate on the portion of balance over $20,000, resulting in a non-compounding range from 0.54% to 5.04% APY* depending on the account's balance. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.05% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.05%. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one business day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account's balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH Withdrawal and receipt of electronic statements are conditions of these accounts. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Limit 1 account per social security number. Early closing fee of $30 if account is closed within 60 days after date opened. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

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